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Lariat, Y-Drop & Toggle Necklaces: Statement Closures for V-Necks & Open Collars

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If your favorite tops have a V-neck, a button-down collar or any open neckline, a lariat, Y-necklace or front-toggle chain does the styling for you. These 22 picks from Mejuri and Kendra Scott cover gold, silver, pearl and gemstone, with adjustable s...
 
Rachael Grassi profile picture
If you want one necklace that works with a V-neck and a button-down, start with this one. The slider lets me move the drop higher or lower in seconds, so it sits right whether the top is open to the second button or the third.
Mejuri Isla Adjustable Lariat Necklace
 
Rachael Grassi profile picture
Silver Y styles are the easiest way to give a plain white tee or a crisp collared shirt a finished look. At $50 this is the one I would buy first, because the little drop points straight down the neckline and does all the work.
Kendra Scott Andi Silver Y Necklace
 
Rachael Grassi profile picture
The front toggle is the whole point here: it sits right at the center of your chest, so it reads as a design detail instead of a clasp. I like that the pearl charm comes off, which makes it a plain gold chain on days I want less.
Kendra Scott Leighton Convertible Gold Pearl Chain Necklace
 
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A bolo slide gives you a necklace you can tighten for a high collar or loosen for an open one. This is the pick for a western-leaning wardrobe, and it looks great against a denim shirt with the top two buttons undone.
Kendra Scott Ansel Rose Bolo Necklace in Vintage Gold
 
Rachael Grassi profile picture
Quick and easy to put on, because the toggle is in front and you can do it up with one hand while looking in the mirror. The ivory mother-of-pearl pendant is a soft, light shade that suits office blouses and weekend knits alike.
Kendra Scott Mini Elisa Silver Toggle Short Pendant Necklace
 
Rachael Grassi profile picture
This is my go-to idea for color on a neutral outfit. The deep teal magnesite looks rich against cream, camel or black, and the horseshoe drop is bold enough that you can skip earrings and still look put together.
Kendra Scott Noble Vintage Gold Horseshoe Y Necklace in Dark Teal Magnesite
 
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Chunky links with the toggle worn right in front look like a designer piece, but this one runs under $100. Over a fitted black tee or an oversized button-down, it is the only accessory the outfit needs.
Kendra Scott Whitley Chain Necklace in Vintage Silver
 
Rachael Grassi profile picture
The white CZ sparkle catches light without looking dressy, so it works for a school event and then dinner out afterwards. At $70 it is the Y necklace I would pick for a first purchase if gold is your everyday metal.
Kendra Scott Grayson Gold Y Necklace in White CZ
 
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Convertible means you can wear the front toggle at the center or swing it to the side, depending on the neckline. The soft pink abalone has a pearly shimmer that stays subtle against white shirts and light sweaters.
Kendra Scott Daphne Convertible Gold Link and Chain Necklace
 
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Etched metal has a worn-in, heirloom feel, and the bolo slide means no clasp at the back of your neck at all. I would wear this with an open collar and a tucked-in tee to let the engraving show.
Kendra Scott Keziah Etch Bolo Necklace in Vintage Gold
 
Rachael Grassi profile picture
Blue lapis is a color that looks good with almost every denim wash, which is why this one gets so much use for me. The toggle chain is short enough to sit above a crew or boat neck and still read as a statement.
Kendra Scott Mini Elisa Gold Toggle Short Pendant Necklace in Blue Lapis
 
Rachael Grassi profile picture
For an anniversary or a milestone birthday, a real diamond Y in 14k white gold is the kind of piece you keep for decades. It is the splurge of this list, and the clean Y shape works with a V-neck at any age.
Kendra Scott Tegan 14k White Gold Y Necklace in White Diamond
 
Rachael Grassi profile picture
Organic, irregular links with a front toggle give this a sculptural look, like a piece from a gallery shop. It costs real money, so I would treat it as a long-term investment and wear it on repeat with simple tops.
Mejuri Organic Dôme Ripple Chain Necklace in Sterling Silver
 
Rachael Grassi profile picture
Lariats do the hardest job of any necklace: the drop leads the eye down to the neckline, so it flatters an open collar naturally. The rose motif softens the silver, and at $140 it feels like a gift to myself.
Kendra Scott Ansel Rose Vintage Silver Lariat Necklace
 
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A heart-shaped pearl on a front toggle chain is sweet without being sugary. It is the one I would reach for with a plain button-down tucked into jeans, because the pearl brings in a soft, polished finish.
Kendra Scott Sasha Heart Gold Link and Chain Necklace
 
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The open dome shape catches light from every angle, which gives you sparkle that does not shout. Lab-grown sapphire keeps the price friendlier than mined stones, and the drop hangs well in a V-neck or collared top.
Mejuri Open Dôme Pavé Lab Grown Sapphire Drop Pendant Necklace
 
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Silver and turquoise is a combination that wakes up a gray sweater or a navy button-down right away. I like the front toggle as a visible feature, especially when the collar is open and the chain shows.
Kendra Scott Daphne Convertible Silver Link and Chain Necklace in Turquoise Magnesite
 
Rachael Grassi profile picture
A cluster of lab-grown diamonds with a drop chain gives you a constellation effect, and it is a lighter choice than a traditional diamond lariat. Wear it with a slip dress or a plunge V-neck for an evening out.
Mejuri Celeste Lab Grown Diamond Lariat Necklace
 
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Carmine red is a festive pop that works for fall football weekends and holiday parties alike. The toggle in front means you can adjust it with no help, and the $55 price lets you add it to a gift list with ease.
Kendra Scott Mini Elisa Toggle Gold Short Pendant Necklace in Carmine Red Illusion
 
Rachael Grassi profile picture
Two charms on a convertible strand let you wear it long as a drop or double it up and fasten it shorter. That flexibility is why I would choose it if you want one necklace to handle crew necks, V-necks and collars.
Kendra Scott Mini Elisa and Abbie Convertible Gold Strand Necklace