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My Go-To Money Saving Tools
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items Over time, I have learned that saving money isn't about cutting joy - it's about making thoughtful choices. So I am always on the lookout for ways to live better without feeling guilty about overspending. This list brings together apps, networks, ser...
Sections
5
Smart Networks
Banking and Savings Apps
Everyday Savings & Food Apps
Smart Shopping & Bargain Finds
Money Tips & Inspiring Reads
Smart Networks
I am all for keeping things simple and affordable. These mobile networks and services are reliable, flexible and surprisingly cost-effective.
I have been using Lebara for more than a decade. Great for affordable UK plans and low-cost international plans. No contracts, just flexible, budget-friendly mobile options.
Lebara Mobile UK
On and off, I have been using Giffgaff data plans for my tablet on those rare occasions when there is no wifi available. It is easy to manage and ideal for those who like to keep costs low.
giffgaff
Airtime is a great way to earn rewards that can be used to cover your phone bill. It automatically earns rewards as you shop for your favourite things. One thing to keep in mind: open the app at least once a month so you don't lose your rewards (inac...
Airtime | Powering Mobile Life
Banking and Savings Apps
These apps help me track spending, round up spare change and make savings feel effortless.
Revolut is my go-to app for currency exchange and savings. They consistently offer some of the best exchange rates I’ve come across (though if you know of any better ones, I’d love to hear!). Their savings vaults also provide higher interest rates th...
Revolut
Let's enjoy the fruits of our labour (read - I am not great at saving). However, I should try to do my best and have a little nest egg for those unexpected situations. Way back in 2020, I came across Plum and decided to give it a try. It really surpr... Even though I haven't set any particular goal, it has created a safety net…
Plum
Moneybox is another tool that can turn your spare change into savings or investments through round-ups. It is a great app to build the habit of saving.
Moneybox
Everyday Savings & Food Apps
Reducing waste and saving money often go hand in hand. These apps make it easier (and surprisingly rewarding).
This app is a great way to reduce surplus food from your local shops and restaurants at a fraction of the cost - win for the wallet and the planet.
Too Good To Go
A community sharing app where neighbours share free or low-cost food and household items. Great for saving money and reducing waste.
Olio - Your Local Sharing App
Smart Shopping & Bargain Finds
Shopping smart doesn’t mean missing out — it’s about knowing where to look. These are some of my go-to online places for finding great deals, pre-loved treasures, and affordable everyday items.
I’ve been using Topcashback for a while now, and I absolutely love it. It’s free and one of the easiest ways to get a little money back on the things you already buy.
TopCashback
Great for finding pre-loved clothes, accessories, and homeware at low prices. Sustainable and surprisingly addictive once you start browsing.
Vinted | Sell and buy clothes, shoes and accessories
Still unbeatable for bargains on everything from electronics to furniture. If you know what you’re looking for, you can save a lot.
eBay
When it comes to finding various craft items, such as watercolour pencils, oil pencils, and different types of crayons, as well as sketchbooks and canvas, TK Maxx is my go-to destination. True, you have to have the patience of a saint to find somethi...
TK Maxx
My go-to place for discounted fragrances, skincare, and beauty essentials from trusted brands — often much cheaper than high street prices.
Allbeauty
Buy refurbished tech or sell your old devices for cash. A clever way to save money and reduce waste at the same time.
Music Magpie
Money Tips & Inspiring Reads
I love reading about how others manage their money, set goals, and simplify life. These resources are genuinely helpful for building a healthier money mindset.
A go-to for almost anything to do with saving money, comparing deals, guides on switching services, etc.
Money Saving Expert
A blog aimed especially at women, with practical steps, mindset ideas, and real finance strategies.
Money Nuggets
A more personal, real-voice blog about money with attitude — good for readers who prefer an honest, less formal tone.
Mouthy Money